Finances

At Equinox Counseling and Wellness Center we pride ourselves on providing the most comprehensive outpatient treatment options for youth and families.  Investment in the treatment of a son, daughter, loved one, or for yourself is important and should not be taken lightly. These are important decisions. We want you to know your options and to feel comfortable with whatever decision you make.

Equinox is an outpatient treatment center focusing on keeping families together throughout the course of treatment. We pride ourselves on youth and families learning, practicing and integrating important skills that will impact the overall sustainability of treatment. All youth and families are different and we work with you as such. However, the average length of treatment is 12 to 24 months. Over the course of this time we work with you and your child to reduce treatment intensity and identify the right level of care in a clinically wise and thoughtful manner.

Financing

Equinox Counseling has partnered with Prosper Healthcare Lending to offer financing for treatment.

American Healthcare Lending is the premier financing company in the behavior and mental health industry. They simplify the process, reducing stress in an already stressful time, giving you control over payment and terms that best match your needs.

At Equinox Counseling and Wellness Center, we fully understand treatment financing can make the difference in accessing quality treatment. Prosper Healthcare Lending’s primary function is to assist individuals in securing affordable loans quickly and privately.

Customized financing plans are available to suit your individual circumstances and needs:

  • Secure and confidential on-line application
  • Immediate online approval
  • Unsecured mental and behavior health loans
  • Borrow from $440 up to the full cost of treatment
  • Repayment periods to best suit your needs
  • Monthly payments to best suit your budget
  • No prepayment penalties
  • Loans funded same day as application

Prosper Healthcare Lending can be used to pay for additional costs such as travel, accommodations, any necessary testing, and / or the required admission fees and deposit.

Tax Deduction Information

Please connect with your tax advisor so they can assist you in making the proper deductions. The Internal Revenue Code (Section 213a) may provide additional information on allowable deduction percentages of expenses related to the care of you son or daughter.

When required criteria are met, expenses such as transportation to and from the program as well as calls and other related expenses should also be discussed with your tax advisor.

Additional resources that may be of help:

  • IRS Code Section 213(a)
  • Treasury Regulation Section 1.123-19e
  • Revenue Ruling 70-285
  • Private letter Ruling 8447014
  • Griesdorf, Lawrence (1970) 54TC 1684
  • Pazos, Jose, (1987) TC Memo 1987-131

Please note we do not provide tax guidance.  We do, however, provide the aforementioned information as a reminder to speak to your tax advisor about options that may be available to you.

Other forms of payment

Payment for treatment at Equinox can be made through certified check, cash, or credit card (AMEX, Visa, MasterCard, or Discover).

Using Insurance

Some aspects of treatment may be reimbursable under your personal insurance plan under out of network benefits. While we do not work directly with insurance companies, we will provide you a super bill for you to submit for reimbursement.